Plan your payoff and get to zero. DebtZero Pro turns your debts into a clear, motivating plan: pick a strategy, log your payments, and watch your debt-free date get closer every month.
💳 ALL YOUR DEBTS, ONE SCREEN
• Balance, APR and minimum payment for each debt
• Color-coded progress bars and a big "total left" card
• 8 icons: card, car, student, home, medical & more
• See exactly how much you already paid off
🧭 A REAL PAYOFF PLAN
• Snowball: smallest balance first — quick wins
• Avalanche: highest APR first — less interest
• Your payoff order, with an estimated date per debt
• Debt-free date and estimated interest, recalculated live
🔥 THE EXTRA-PAYMENT SLIDER
• Drag to add an extra monthly amount
• Instantly see how many months sooner you finish
• Interest saved computed in real time
🧾 PAYMENT LOG
• Log minimum and extra payments in two taps
• Monthly history with totals for this month and this year
• Optional monthly reminder so you never skip a payment
⚙️ MADE FOR YOU
• 9 currencies: $, €, £, MAD, CHF, C$, A$, ¥, ₹
• English, French & Arabic — automatic
• Clean, modern design with big readable numbers
🔒 PRIVATE BY DESIGN
• 100% offline — no account, no sign-up, no cloud
• Your financial data never leaves your device
• Estimates are math projections from the numbers you enter — for information only
One plan. One date. Zero debt. DebtZero Pro. 🎯
Debt payoff planner: snowball & avalanche method, payoff date & payment log